Stripe Shut You Down? We Get You Approved.
Stripe is a payment aggregator — they approve everyone, then freeze accounts when their algorithm catches up. If you sell peptides, CBD, supplements, firearms, or anything on Stripe's restricted list, this was always going to happen. Akord places you with a bank that actually underwrites your industry.
Why Stripe Shut You Down
Stripe operates as a payment aggregator. Every merchant processes under Stripe's master merchant ID — there is no individual underwriting. Their automated risk system monitors your transactions and when it detects a product category on their Prohibited Businesses list, it terminates your account without warning.
Stripe's restricted list includes: CBD and hemp products, nutraceuticals and supplements, pharmaceuticals, firearms and ammunition, adult content, gambling, forex, and dozens of other categories. Even if your business is 100% legal and compliant, Stripe's system doesn't care. It sees your Merchant Category Code and shuts you down.
The worst part: Stripe often approves you first, lets you process for weeks or months, then terminates you and freezes your funds for 90 to 180 days. By then, you've built your entire payment flow around their platform.
What You're Dealing With Right Now
Right now you're probably staring at frozen funds that could be held for 90 to 180 days, with no clear path to release them faster. That's Stripe's standard policy after termination, and it's designed to protect them, not you.
You may also be on the MATCH list — a shared industry database that flags terminated merchants to every other processor. New applications you submit will see that flag before anyone reads about your business.
Here's the reality — and here's why it's not the end. Being terminated by an aggregator is not the same as being unbankable. It means you were placed on the wrong rail. Dedicated merchant accounts through banks that specifically underwrite your industry are a completely different world, and that's exactly what Akord does.
How We Get You Processing Again
Industries We Place Every Day
Even if you're on the MATCH list, we have banks that will review your application.
Common Questions After a Stripe Termination
Shut Down by Another Processor?
Ready to Get Approved?
Stop fighting with processors that weren't built for your business. Apply with Akord and get matched to a bank that actually wants your business.